Services

If you’re looking for a firm that will focus on your individual needs, and always treat you like a client who matters, look no further. My firm is large enough to offer a full range of professional services, but small enough to give you the individual attention that you deserve.

I will thoroughly and conscientiously study your personal situation, and tailor my advice to your specific needs.

Financial /Goal Planning

Financial plans and financial planning may include but are not limited to: investment planning; life insurance; tax concerns; retirement planning; college planning; and debt/credit planning.

Planning before retirement, planning during and after retirement, and planning for any estate considerations are specialties.

Portfolio Management

4ASI offers ongoing portfolio management services based on the individual goals, objectives, time horizon, and risk tolerance of each client. 4ASI creates an Investment Policy Statement for each client, which outlines the client’s current situation (income, tax levels, and risk tolerance levels) and then constructs a plan to aid in the selection of a portfolio that matches each client’s specific situation. Portfolio management services include, but are not limited to, the following:

• Investment strategy • Personal investment policy

• Asset allocation • Asset selection

• Risk tolerance • Regular portfolio monitoring

Company Plan Management

If you have a 401(k) or other employer sponsored retirement plan, you may have no say in where it’s held or how its managed. Many of these plan sponsors allow you to provide information and sometimes even limited trading authorization to a third party. As an independent advisor, I can serve this purpose and the fact that I have no direct management of the funds, I can provide nearly the same services through your employer plan.
When your plan does not permit this, I will meet with you to review plan fund apportionment, performance and recommend any changes that need to be made. Typically these are conducted on a quarterly or semi-annual basis; or when specific personal or market situations provide.

Qualified Plan Rollovers

There are many times where it is NOT in your best interest to roll funds from a company retirement plan into an IRA. This is an area that has come under increased scrutiny by securities regulators recently. Having always represented our client’s best interests and generally having no conflict of interest in the ultimate decision, we are able to provide a sound analysis and discussion of this possibly most important choice facing an investor.