Lawrence Zimbler, Certified Financial Fiduciary®

Larry continues active as a tax professional. He is a member of the National Association of Enrolled Agents (NAEA), and the National Association of Tax Professionals (NATP). He is a national instructor in tax continuing education for NATP, as well as privately for various organizations. He has authored classes and books for continuing education of tax professionals. This is important because the tax consequences of investment decisions are in the forefront of his advice, especially in regard to qualified retirement plans and funds; and understanding taxes brings with it understanding of a large variety of financial transactions that affect investors. As an investment advisor, Larry specifically focuses on clients that are below what is considered “high net worth” believing these clients to be underserved by the profession. 4ASI currently has more than $17-million under management, with median client size under $89,000.

4ASI will accept clients with as little as $2,500 to invest (conditioned on regular additions). Most importantly, 4ASI receives no compensation or incentives from any investments recommended or trades placed; and 4ASI is not affiliated with any agency, organization or broker/dealer that might influence investment recommendations. All investment activity is strictly focused on the client’s best interest. To further his style of client-first operations, Larry acquired the designation Certified Financial Fiduciary® in 2021, and this designation fits closely with the way 4ASI has always conducted business.

At a personal level, Larry is an active adult leader in Scouts BSA since 1991, and an ordained elder in the Presbyterian Church USA. Married to Mary for 43 years they have two successful adult children.

Lawrence Zimbler, MST, EA holds a BS in math, an MS in taxation, and has passed the Uniform CPA Exam. Having been a supervisory principal in the securities industry for 16 years, he now owns and operates an independent investment advisory firm, 4square Advisory Services, Inc (4ASI), CRD 177526 registered in the state of Michigan.

Since 1975 his tax experience includes IRS technical and managerial positions, professional tax software development and support, private practice, and teaching and writing on taxation issues. An Enrolled Agent is the only federally licensed tax credential that allows a holder to represent clients in any state, before any division of the Internal Revenue Service.

Since 1986 his professional investment experience includes work as a registered representative plus 16-years’ experience as a registered principal (supervising as many as 10 representatives at one time). During this period, Larry held FINRA Series 6, 7, 22, 24, 51 and 65 licenses along with Michigan life, health and property & casualty insurance licenses.